Thursday, 22 May 2008

Pimp my insurer

Nick Troester extolls the virtues of renter’s insurance in light of his recent run-in with Durham’s criminal element. I’ve always maintained renter’s insurance myself (excluding the six years I co-owned a house, when I had home insurance coverage), along with a supplemental policy for my laptop and additional liability insurance, and while it hasn’t paid off more than I’ve put in it over the years it has saved my butt a few times, most notably with my policy’s refrigerator/freezer power-loss coverage which I’ve had to use a couple of times.

My car insurance, on the other hand, has done relatively little for me over the years; I don’t think I’ve ever collected on a claim.

1 comment:

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Totally agree re: car insurance; if there’s any place where it makes sense to alter your coverages to lower your deductible, it’s there. Having to pay $500 because someone broke into my car kind of sucked.

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