Friday, 3 December 2004

Free Credit Report

A recent amendment to the Fair Credit Reporting Act requires that all three major credit bureaus (Equifax, Experian, and TransUnion) provide you with a free copy of your credit report, upon your request, once per year.

To prevent them from being overwhelmed with requests, the free reports are being phased in over a nine month period, from Dec. 1, 2004 to Sept. 1, 2005, depending on your state of residence.

For more information, visit the FTC‘s page, or go to (No link provided, since that web server rejects requests with a HTTP_REFERER header from any site other than,,, or, presumably to thwart phishing attacks.)